Giving businesses the power to run themselves autonomously

Confidential Client
Wave Financial
December 2018

More than ever before, young people, women, and marginalized communities are turning to technology-enabled entrepreneurism to empower themselves and find economic freedom. The side hustle has become a way of life for many — a way of filling the gap left by a lack of real, well-paying long-term employment options. 

As a software company who enables small business operators, Wave Accounting wins when their users win. With this in mind, Wave engaged Humanistic to lead a research and foresight engagement with a primary goal of identifying the forces shaping technology enabled entrepreneurship, and how it’s mediated by the burgeoning fields of data science and machine learning.

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Forward Research
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System Design
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Rapid Research
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Humanistic researchers scanned the horizon for novel machine intelligence applications in incumbent markets, emergent global entrepreneur behaviours, and newly formed social practices within the broader finance and financial products/services spaces. As a result we identified a number of high-growth opportunities for Wave, illuminating new and competitive applications at the intersection of emerging small business owner behaviours, automation, and machine intelligence.

Within these high growth opportunity areas, we developed a number of speculative future scenarios which explored how future entrepreneurs might run their businesses in the world of tomorrow — and powered by tomorrow's technologies. Largely exploratory, these scenarios pushed the limit of contemporary accounting, imagining interactions with machine intelligence, automated fulfillment, smart bookkeeping, or dealing with multiple jurisdictional tax codes.

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Our work provided Wave with extremely valuable future-oriented insights and opportunities — guidance that informed a market-leading machine intelligence vision, a number of key business acquisitions, and the development of multiple future products and services.

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